Terms & Conditions
Terms governing use of the website and requests for financial services.
By using this website or requesting financial services, you agree to these terms. Services may include lending, insurance, investing, payments, debt guidance, warranties, and related financial services, each subject to applicable product-specific agreements.
Eligibility
You must be legally able to enter contracts. Certain products may require additional checks, including identity, credit, income, employment, residency, or other eligibility requirements.
Applications
Submitting an enquiry or application does not guarantee approval, funding, coverage, or acceptance. Decisions may depend on verification, documentation, eligibility criteria, and requirements applicable to the selected service.
Accounts
Where account features are provided, keep your credentials secure and ensure that personal and financial information remains accurate and current. Do not share account access or use the platform for unauthorized purposes.
Service information
Website content, calculators, examples, rates, and illustrations are provided for general information. Actual offers, costs, repayments, returns, eligibility, and terms may vary according to individual circumstances.
Financial risk
Investments and other financial products may involve risk and can result in losses. Past performance, historical results, or projections do not guarantee future outcomes.
Product agreements
Individual products may have separate fees, charges, exclusions, limitations, conditions, eligibility requirements, and contractual obligations. The applicable product agreement governs the specific service.
Third-party providers
Some services may involve lenders, insurers, financial institutions, payment providers, or other third parties. Their respective terms, conditions, policies, and requirements may also apply.
Acceptable use
You must not provide false information, attempt unauthorized access, interfere with website operations, introduce malicious code, misuse services, or use the website for unlawful activities.
Website availability
We aim to maintain reliable website access but cannot guarantee uninterrupted or error-free operation. Maintenance, technical issues, security events, or circumstances outside reasonable control may affect availability.
Liability
To the extent permitted by applicable law, we are not responsible for indirect losses arising from market movements, third-party services, technical interruptions, or circumstances outside reasonable control.
Changes to these terms
These terms may be updated periodically to reflect changes in services, technology, or applicable requirements. Updated terms become effective when published on this website.